From his start as an investment banker with expertise in securitization to his earliest days as a trial attorney Neil discusses the evolution of foreclosure actions by lenders. Of particular interest is how Neil speaks to how they have been able to veer away from the traditional rules of evidence and discovery to foreclose on unsuspecting homeowners not knowledgable on how these pactice are a violation of basic jurisprudence. The very basic issues of "Legal Standing" are discussed and Neil highlights how they are being ignored in courtrooms all accross the country because homewoners and their attorneys are not challenging the issue of "legal standing" in the discvery process during foreclosure defense litigation. Neil Garfields work continues with Lance Denha esq., Neil's hand picked successor on livinglies.me