"Yeah but a business loan is good debt because it is helping me increase my income" "But what if the business fails?" In today's episode we are talking Good Debt vs Bad Debt - does this even matter?? and if so, how do we use it? Below are a list of good New Zealand based money management resources outside of a typical financial adviser if you need help with debt.

Resources:

• Sorted.org.nz: This is a government-backed website that provides free tools, resources and information to help New Zealanders manage their money and debt. They offer budgeting calculators, debt repayment tools, and a range of helpful articles and guides.
• Citizens Advice Bureau: The Citizens Advice Bureau provides free and confidential advice on a range of topics, including debt management. They can provide support and information on budgeting, negotiating with creditors, and accessing government assistance.
• FinCap: This organization provides financial literacy education and support to individuals and families across New Zealand. They offer budgeting advice, debt management support, and a range of resources and tools to help people improve their financial wellbeing.
• MoneyTalks: A free helpline for people needing guidance on money management, debt and budgeting.

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DISCLAIMER:
The OneUp Project is an educational platform that provides information that is general in nature. There may be opinions or an individuals experience within this resource that should not be considered as recommendations or personal advice. Everyone’s financial situation is so different and you must use the information within this resource at your own risk. Please complete your own due diligence before making any decisions based on the information in this resource. I am not a financial advisor and if you require expert advice please seek advice from a professional.