In this Wednesday episode of  "Real Estate Jerky Daily", hosts Mike Kelly and Ed Parcaut delve into the latest trends and news in the housing market. They discuss the strides made by Universal Studios and Walt Disney World to build housing for employees and the challenges that baby boomers face when modifying homes for aging in place. The hosts offer practical advice on mortgage lending and the pitfalls of hard credit inquiries, alongside Ed's tips on improving credit scores. They share insights into their personal morning routines and the struggle for work-life balance. Additionally, Ed presents crucial information on transitioning from W-2 employment to self-employment while maintaining mortgage qualification. The latest statistics show an increase in purchase applications and a anticipated rate cuts by the Fed, stirring some optimism in the market. Concerns about potential troubles in the commercial real estate sector are highlighted, as well as the intricacies of joint VA loans for veterans. Tax planning and strategies for self-employed individuals seeking mortgages are also covered, paired with a success story of an architect securing better home financing. Finally, the episode discusses the importance of single-family home developments, like the recent rezoning in Modesto, to meet housing demand. A marked increase in active home listings in Stanislaus county suggests a surge in the market, though closings remain low. Mike and Ed conclude with their usual blend of well-wishes and humor, wrapping up another informative segment. Follow Ed on all social media outlets @EdParcaut Need more information? Please visit https://www.edparcaut.com #RealEstateJerky #HousingMarket #MortgageTips #FedRateCut #VetLoans #RealEstateTrends #Homebuying #SelfEmployment #PodcastUpdate #EdParcaut #MikeKelly #FinancialAdvice #RealEstatePodcast