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If you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work...
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If you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work and how you can save yourself thousands. Either way this podcast is for you.
I will be sharing all things Home loans and Finance to educate you so you know how to make your money work for you.
show less
I will be sharing all things Home loans and Finance to educate you so you know how to make your money work for you.
31 OCT 2024 · Are you ready to buy your first home but feeling a bit overwhelmed by where to start? In this episode, we cover key first home buyers tips that will help you save for your deposit, navigate government grants, and get pre-approved for a home loan. Plus, you can join the waitlist for our First Home Buyer Mini Course and receive a free budget template to help with your savings goal! Sign up here: Waitlist for the First Home Buyer Mini Course
Topics Covered:
Setting a clear savings goal
Government grants and schemes for first home buyers
Why pre-approval is key Budgeting for hidden costs
Building a team of experts
Links & Resources:
Waitlist for First Home Buyer Mini Course - https://maryanne-elliott.mykajabi.com/joinus Free budget template for waitlist sign-ups!
Free online meeting - https://360mortgagesolutions.com.au/contact-us/ Join the waitlist for the First
Home Buyer Mini Course to get early access and a free budget template!
25 OCT 2024 · In this episode, Maryanne Elliott from 360 Mortgage Solutions dives into the topic of Lenders Mortgage Insurance (LMI) and the costs it can add to your home buying journey. Learn what LMI is, how it impacts first home buyers, and, most importantly, discover strategies to avoid paying for LMI without needing a 20% deposit. Maryanne also shares insights into the government's Home Buyer Guarantee Scheme, which can save you thousands by covering your loan insurance. Stick around to hear how you can access a free mini course starting in December 2024, designed to guide you through your first home purchase with confidence.Key Points:
- What is Lenders Mortgage Insurance (LMI)?
- How LMI protects the bank, not the borrower.
- Why LMI is sometimes a necessary part of buying a home.
- The Home Buyer Guarantee Scheme: what it is and how it can help you avoid LMI.
- Restrictions under the scheme and why it’s a great option for first home buyers.
- Free mini course: Join the waitlist for expert guidance on your home buying journey.
Links Mentioned:
- https://www.housingaustralia.gov.au/support-buy-home/first-home-guarantee
- https://www.spreaker.com#https://maryanne-elliott.mykajabi.com/joinus
Connect with Us:
- Website: https://www.spreaker.com#www.360mortgagesolutions.com.au
- Instagram: #
- Facebook: #
18 OCT 2024 · In this episode of The First Home Buyers Program Podcast, we dive into the top three questions every first home buyer asks before making that big leap into the property market. How much can I borrow? What government grants am I eligible for? And what’s the home buying process from start to finish? We break down these essential questions and provide actionable tips for navigating the home buying journey. Tune in to get expert advice from [Your Name] at 360 Mortgage Solutions, and feel confident as you take your first steps toward owning your own home.SEO Keywords:
First home buyer questions, how much can I borrow for my first home, first home buyer grants Australia, home buying process first-time buyers, first home buyer podcast, 360 Mortgage Solutions, mortgage broker for first home buyers.
Episode Highlights:[0:00] – Introduction to the Episode
- Welcome to The First Home Buyers Program Podcast! In today’s episode, we’ll be answering the three biggest questions on every first home buyer’s mind.
- If you're just starting your home buying journey and feeling overwhelmed, you're in the right place.
[1:30] – Question 1: How Much Can I Borrow?
- One of the first things first home buyers want to know is how much they can afford to borrow.
- We discuss how your borrowing capacity is calculated, including factors like your income, expenses, and deposit size.
- Tip: Speak to a mortgage broker early on to avoid borrowing more than you can comfortably repay. A professional can help tailor the best options for your situation.
[3:45] – Question 2: What Government Grants Am I Eligible For?
- Did you know that as a first home buyer in Australia, you might qualify for grants and incentives?
- We break down the different types of government grants available, like the First Home Owner Grant and stamp duty concessions.
- Not sure what you qualify for? We explain how to navigate these programs and maximize your savings.
[5:30] – Question 3: What Is the Home Buying Process?
- The home buying process can feel like a long and complicated journey, but we simplify it by breaking it down into five easy steps: from getting pre-approval to settling on your new home.
- We also share tips on how to avoid common mistakes that many first home buyers make during the process.
[6:30] – Final Thoughts & The CourseÂ
- We recap the top three questions first home buyers ask: How much can I borrow? What government grants am I eligible for? And what’s the home buying process?
- Want to join the wiatlist - https://maryanne-elliott.mykajabi.com/joinus
Key Takeaways:
- How much can I borrow? – We explain how lenders calculate your borrowing capacity based on your financial situation.
- Government grants for first home buyers – Learn about the various grants and incentives you could be eligible for as a first home buyer in Australia.
- The home buying process – From pre-approval to settlement, we walk you through the entire process of buying your first home.
11 OCT 2024 · Episode Description:
In this episode of The First Home Buyers Program Podcast, we break down one of the most crucial steps in your home buying journey: lender pre-approval. If you're a first home buyer wondering how to secure financing, this episode is for you! We’ll cover why pre-approval matters, how the process works, and when to get started. Plus, we’ll share tips on how to apply, whether directly with a lender or by working with a mortgage broker. Tune in for practical advice that can help you secure your first home faster and with more confidence.Key Takeaways:
- What is lender pre-approval?
A breakdown of how pre-approval works and why it’s essential for first home buyers.
- Why pre-approval is important:
Learn how having pre-approval gives you a clear budget, strengthens your offer to sellers, and saves you time.
- How the pre-approval process works:
We explain the documents you’ll need, how lenders assess your application, and what to expect.
- When to get pre-approved:
Find out the best time to apply for pre-approval to stay ahead of the competition in the housing market.
- Lender vs. Mortgage Broker:
Discover the benefits of working with a mortgage broker to find the best loan options tailored to your situation.
Episode Highlights:
- [00:45] – What lender pre-approval means and why it’s your first step toward homeownership.
- [02:00] – The pre-approval process: What documents you need and how lenders assess your finances.
- [03:30] – When should first home buyers get pre-approved? Timing is everything!
- [04:30] – How a mortgage broker can save you time and help you find better loan options.
Resources Mentioned in This Episode:
- 360 Mortgage Solutions – Get in touch with our team to start your pre-approval process today.
- First Home Buyers Program – Learn more about our comprehensive online course designed to guide you through every step of the home buying journey
Related Episodes:
- Top 5 Tips For First Home Buyers
- Stamp duty costs
If you’re ready to take the next step toward homeownership, reach out to 360 Mortgage Solutions for expert advice on securing lender pre-approval. Don’t forget to subscribe, leave a review, and share this episode with other first home buyers who are ready to make their move!Connect with Us:
- Visit our website: 360 Mortgage Solutions
- Follow us on Instagram: @360MortgageSolutions
- Email us: maryanne@360mortgagesolutions.com
If you enjoyed this episode, make sure to subscribe and leave us a review on [Apple Podcasts/Spotify] to help more first home buyers find the show.
26 JUL 2024 · Welcome to **The First Home Buyers Program Podcast**! This week, we're diving into the latest updates from the Queensland government on first home buyer stamp duty concessions. If you're a first-time home buyer in Queensland, you won't want to miss this episode. We'll break down the new changes, discuss how they impact your buying power, and give you practical tips to make the most of these concessions. Tune in to get the inside scoop and stay ahead in your home buying journey. Whether you're just starting your search or are about to close on your dream home, our expert insights will guide you every step of the way. Don't forget to subscribe for more valuable advice and updates on all things first home buying in Queensland!
For a fee free meeting book here -Â
Maryanne -Â https://calendly.com/360mortgagesolutionsÂ
Tara -Â https://calendly.com/tara-360mortgagesolutionsÂ
To find out more about The First Home Buyers Program check it out here -Â Â Â
The First Home Buyers Program -Â https://courses.360mortgagesolutions.com.au/tfhbp/Â Â
Need help with budgeting, check out The Money Magnet course here -Â Â
The Money Magnet -Â https://courses.360mortgagesolutions.com.au/tmm/Â Â
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here -Â https://mailchi.mp/1dfc0c01299f/top-3-mistakesÂ
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20 JUL 2024 · Consumer Credit Reporting was meant to shine a light on borrowers with fantasitc credit histroy however, I am seeing more and more times it is catching First Home Buyers out.Â
For a fee free meeting book here -Â
Maryanne -Â https://calendly.com/360mortgagesolutionsÂ
Tara -Â https://calendly.com/tara-360mortgagesolutionsÂ
To find out more about The First Home Buyers Program check it out here -Â Â Â
The First Home Buyers Program -Â https://courses.360mortgagesolutions.com.au/tfhbp/Â Â
Need help with budgeting, check out The Money Magnet course here -Â Â
The Money Magnet -Â https://courses.360mortgagesolutions.com.au/tmm/Â Â
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here -Â https://mailchi.mp/1dfc0c01299f/top-3-mistakesÂ
16 MAY 2024 · So you get teh call you have been wiating for.... your loan is approved!Â
That can be such an exciting time espicially for First Home buyers but more often than not, within seconds the excitement is pushed aside and a flood of questions come thorough like 'What happens next?'Â
In this episode I cover off on the next steps that typically happen so you can get prepared for your own home buying journey.Â
For a fee free meeting book here -Â
Maryanne -Â https://calendly.com/360mortgagesolutionsÂ
Tara -Â https://calendly.com/tara-360mortgagesolutionsÂ
To find out more about The First Home Buyers Program check it out here -Â Â Â
The First Home Buyers Program -Â https://courses.360mortgagesolutions.com.au/tfhbp/Â Â
Need help with budgeting, check out The Money Magnet course here -Â Â
The Money Magnet -Â https://courses.360mortgagesolutions.com.au/tmm/Â Â
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here -Â https://mailchi.mp/1dfc0c01299f/top-3-mistakesÂ
10 MAY 2024 · Here are the top 5 Tips for First Home Buyers to consider when buying their First home...Â
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For a fee free meeting book here -Â
Maryanne -Â https://calendly.com/360mortgagesolutionsÂ
Tara -Â https://calendly.com/tara-360mortgagesolutionsÂ
To find out more about The First Home Buyers Program check it out here -Â Â Â
The First Home Buyers Program -Â https://courses.360mortgagesolutions.com.au/tfhbp/Â Â
Need help with budgeting, check out The Money Magnet course here -Â Â
The Money Magnet -Â https://courses.360mortgagesolutions.com.au/tmm/Â Â
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here -Â https://mailchi.mp/1dfc0c01299f/top-3-mistakesÂ
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1 MAY 2024 · The first step to budgeting is to actually look at your budget... this can be scary but it can help go a long way to seeing what expenses you can curb and where you can save a little more.Â
To find out more about the government schemes check this episode out - https://www.spreaker.com/episode/first-home-buying-scheme--51205959
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For a fee free meeting book here -Â
Maryanne -Â https://calendly.com/360mortgagesolutionsÂ
Tara -Â https://calendly.com/tara-360mortgagesolutionsÂ
To find out more about The First Home Buyers Program check it out here -Â Â Â
The First Home Buyers Program -Â https://courses.360mortgagesolutions.com.au/tfhbp/Â Â
Need help with budgeting, check out The Money Magnet course here -Â Â
The Money Magnet -Â https://courses.360mortgagesolutions.com.au/tmm/Â Â
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here -Â https://mailchi.mp/1dfc0c01299f/top-3-mistakesÂ
27 MAR 2024 · Just last week I had a First Home Buyer call me in a panic, she had found her home, her offer was accepted and she had just realised that the original broker she was talking to may have given her the wrong advice when he suggested a pre-approval wasn't important.Â
To book a fee free meeting with me head to https://calendly.com/360mortgagesolutions/video-conference
If you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work...
show more
If you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work and how you can save yourself thousands. Either way this podcast is for you.
I will be sharing all things Home loans and Finance to educate you so you know how to make your money work for you.
show less
I will be sharing all things Home loans and Finance to educate you so you know how to make your money work for you.
Information
| Author | Maryanne Elliott |
| Organization | Maryanne Elliott |
| Categories | Education |
| Website | www.360mortgagesolutions.com.au |
| maryanne@360mortgagesolutions.com.au |
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