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You may be wondering, "what do coffee and real estate investing have to do with each other?" Well, other than being some of our founders’ biggest passions, real estate and...
show more
You may be wondering, "what do coffee and real estate investing have to do with each other?" Well, other than being some of our founders’ biggest passions, real estate and coffee both have a lot of layers to them. There is much more than meets the eye. The more you start to dive deep into each one, the more you understand the nuances and learn how to master them.
Plus, while coffee is one of the world's most consumed beverages, some un-bean-lievably bad cups of java are being served out there. Similarly, real estate is one of the most common types of investments. But not all real estate investments are created equal. The more you learn about both, the less likely you will go wrong.
So sip up and listen!
The Real Grind will be a place where we can espresso our feelings! It’ll be the perfect blend of discussing valuable real estate insights and trying different types of coffee in each episode. We’ll be bringing on guests from various real estate backgrounds to share tips and tricks, ranging from making wise investment decisions to crafting the perfect mocha latte.
show less
Plus, while coffee is one of the world's most consumed beverages, some un-bean-lievably bad cups of java are being served out there. Similarly, real estate is one of the most common types of investments. But not all real estate investments are created equal. The more you learn about both, the less likely you will go wrong.
So sip up and listen!
The Real Grind will be a place where we can espresso our feelings! It’ll be the perfect blend of discussing valuable real estate insights and trying different types of coffee in each episode. We’ll be bringing on guests from various real estate backgrounds to share tips and tricks, ranging from making wise investment decisions to crafting the perfect mocha latte.
29 OCT 2024 · In this episode of The Real Grind Show, we’re serving up a fresh brew of insights with Sandhya Seshadri, founder of Engineered Capital LLC and AceOperators LLC, and one of the most well-known women in real estate in DFW. Operators, this one’s for you! Sandhya spills the beans on her top mentorship tips for asset management, breaking down what it takes to thrive in the multifamily game. And for those navigating the complex world of multifamily investments, Sandhya breaks down the crucial questions you need to ask to know if a deal is right for you. But wait, there’s more! Sandhya explains why single-family investments aren’t the best move—and why multifamily is where the real opportunities lie. She shares the secrets behind her biggest acquisition yet and gives a peek into what the next few years could look like for the multifamily market. And of course, we couldn’t resist some coffee talk! Italo shares a fun fact that might surprise you—did you know coffee is actually a fruit and looks a lot like a grape? So, pour yourself a cup, hit play, and learn how to take your asset management skills to the next level with Sandhya’s expert advice. Don’t forget to subscribe, like, and follow us for more caffeine-fueled real estate wisdom! 🔗 Connect with Sandhya Seshadri https://www.engineered-capital.com/https://www.facebook.com/sandhya.sseshadri/https://www.linkedin.com/in/engineered-capital/https://www.instagram.com/sandhya_multifamily/https://sandhya-seshadri.mykajabi.com/ _________________________________________________ BUY the COFFEE from the SHOW! 😱 F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. ☕️ https://fmonday.com/ ________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshowhttps://www.instagram.com/therealgrindshowhttps://www.facebook.com/TheRealGrindShowhttps://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850
22 OCT 2024 · In this episode of The Real Grind Show, we’re chatting with Jedidiah Wick, an Alaskan-born real estate pro, master connector, and all-around people person. Growing up in a small town in rural Alaska, Jedidiah learned early on that in a tight-knit community, relationships matter more than anything. That upbringing shaped his entire approach to life—putting people over possessions and building connections that last. Let’s face it, relationships are the real game-changer in any business! And we’re going to talk all about the power of collaboration and how to create a community where everyone wins—leaving no room for competition. Of course, it wouldn’t be The Real Grind Show without some serious coffee talk. In this episode, Italo spills all the beans (literally) on what makes a truly great cup of coffee. You’ll have to tune in to find out! So grab your favorite cup of coffee, hit play, and get inspired to create long-lasting relationships. Don’t forget to subscribe, like, and follow us for more episodes on real estate, coffee, and everything in between! 🔗 Connect with Jebediah https://www.instagram.com/the_networthjedi/?igsh=MWs4MzZob2Z1bjViZg%3D%3D%E2%81%A0https://www.facebook.com/thewicksmusic/%E2%81%A0https://www.linkedin.com/in/jedidiah-wick-763187265/ ___________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. https://fmonday.com/%E2%81%A0 ___________________________________________________
🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshowhttps://www.instagram.com/therealgrindshowhttps://www.facebook.com/TheRealGrindShowhttps://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850 ____________________________________________________
🔗 Become a Guest on The Real Grind Show! Ready to share your story and insights with a community of real estate and investment enthusiasts? Join us on The Real Grind Podcast, where you can showcase your expertise, promote your brand, and inspire others. Plus, we'll make sure your episode reaches the right audience—both ours and yours! Interested? https://page.co/vto6k
15 OCT 2024 · In this episode of The Real Grind Show, we get right into the world of Brazilian Jiu-Jitsu with the legendary Eddie Ricardo—2015 Super Heavyweight World Champion, founder of Cobra Brazilian Jiu-Jitsu, and an all-around badass! Eddie shares how Jiu-Jitsu isn't just about rolling on the mats—it’s a way to supercharge your life as an entrepreneur. Want to become unbreakable, both mentally and physically? Eddie breaks down how mastering BJJ builds resilience, strengthens relationships, and improves health, so you can enjoy life to the fullest (because what’s all that money worth if you’re too stressed out to enjoy it?). So grab your coffee, hit play, and get ready to hear how Jiu-Jitsu can save your life—literally and figuratively! Don't forget to subscribe, like, share, and follow us for more coffee, real estate, and entrepreneurship tips. 🔗 Connect with Eddie Ricardo https://www.cobrabjj.com/https://www.instagram.com/cobrabjj/https://www.facebook.com/cobrabjj/ ____________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. https://fmonday.com/ ___________________________________________________
🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshowhttps://www.instagram.com/therealgrindshowhttps://www.facebook.com/TheRealGrindShowhttps://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850
From Leaks to Profits: How the Right Roof Can Save You $$$ in Multifamily Properties | Zach Grandell
1 OCT 2024 · Ever wonder how the right roof can save you thousands in multifamily properties? Zach's got the inside scoop! In this episode of The Real Grind Show, we welcome Zach Grandell, president of Luxe Roofing Solutions and a multifamily investor since 2016. With over 2,000 units under his belt, Zach’s made quite the leap from insurance and mortgage financing to becoming a roofing expert. He’s here to spill the beans on what it really takes to be a successful entrepreneur and why a solid roof is so important for your property management game. From roofing assessments during due diligence to the nitty-gritty of vetting contractors, Zach breaks it all down in an easy and effective way. Whether you’re itching to make smart moves in multifamily investing or just want to dip your toes into the roofing world, this episode is loaded with gems. So grab your coffee, hit play, and get ready to discover the secrets to saving cash and managing properties like a champ. And don’t forget to subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! 🔗 Connect with Zach Grandell https://www.luxeroofingsolutions.com/%E2%81%A0https://www.linkedin.com/in/zack-grandell-8635a010/%E2%81%A0 __________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. https://fmonday.com/%E2%81%A0 __________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshow%E2%81%A0https://www.instagram.com/therealgrindshow%E2%81%A0https://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0
24 SEP 2024 · In this episode of The Real Grind Show, Brett Luskey, partner at Fairmont Management, spills the beans on what it really takes to manage over 6,000 units across 55 multifamily properties—and still keep his cool! Managing Class B and C properties? Brett’s got you covered with pro tips on handling everything, from construction and plumbing to keeping investors happy. And if you’re thinking about making a new acquisition, you’ll want to hear Brett’s first steps before buying, because each property is a whole different deal. Whether you're running a property management company, own a multifamily property, or just want to know what goes into making these communities function, this episode is packed with the valuable insights. From boosting income, hiring top talent and the importance of the chain of command, Brett breaks it all down in simple, actionable steps. So grab your coffee, hit play, and get ready to hear the secrets behind property management success. And don’t forget to subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! 🔗 Connect with Brett Luskey: https://fairmontmanagement.com/ LinkedIn ____________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. https://fmonday.com/%E2%81%A0 ____________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshow%E2%81%A0https://www.instagram.com/therealgrindshow%E2%81%A0https://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0
17 SEP 2024 · In this can't-miss episode of The Real Grind Show, Tegan Broadwater takes us on a wild ride from his early days pursuing rockstar fame to becoming an undercover cop taking down 51 of the nation's most dangerous Crips. As the CEO of Tactical Systems Network, LLC, Tegan is the go-to guy to give you the best strategies to protect your properties from all kinds of trouble. He’ll give you huge tips on multifamily security and safety assessments for multifamily complexes—so if you’re in the real estate game, this episode is pure gold. Tegan will also share how his undercover work changed his perspective on justice, showing him that the "bad guys" aren’t always what they seem. He even dishes on the dangers he faced when he almost got exposed during his undercover operation due to a national reality TV show! Tegan has a unique story that blends business, music, and the gritty world of deep undercover law enforcement. And trust us—his insights are just as bold as the finest cup of coffee. So grab your coffee, hit play, and get ready to hear Tegan’s amazing story. And don’t forget to subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! 📖 https://www.amazon.de/-/en/J-Tegan-Broadwater/dp/0615785182%E2%81%A0 “Life in the Fishbowl" – The harrowing true story of one cop who took down 51 of the nation’s most notorious Crips and his cultural awakening amidst a poor, gang-infested neighborhood. 🔗 Connect with Tegan Broadwater: https://teganbroadwater.com/%E2%81%A0https://www.instagram.com/teganbroadwater/%E2%81%A0https://www.linkedin.com/in/tegan-broadwater-8b9796b/%E2%81%A0https://www.youtube.com/channel/UCsFQxAbrioMB2afARtl7MSg%E2%81%A0 __________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. https://fmonday.com/%E2%81%A0 __________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshow%E2%81%A0https://www.instagram.com/therealgrindshow%E2%81%A0https://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0
10 SEP 2024 · Ready to jump from single-family to multifamily but not sure how to get started? In this episode of The Real Grind Show, Jeff Johnson spills the beans on the key differences between the two, plus his top strategies to help you transition smoothly. Trust us—multifamily investing is about to become your new favorite blend! Jeff’s no stranger to real estate. With over 25 years of experience, he shares his incredible journey, starting from a humble family in Ohio (yes, he was literally cleaning houses) to becoming a real estate expert. He’ll walk you through how he made the leap from single-family to multifamily—and how you can do it too! This episode is brewed full of must-know tips, such as how to buy your first rental property, the three key must-haves for getting loan approval, and how to handle financial crises. Whether you’re just starting out or you’re a seasoned pro looking to grow your portfolio, Jeff’s insights will give you the confidence you need to crush it in today’s market. So grab your coffee, hit play, and get ready to hear Jeff’s story. And don’t forget to subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! __________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. Get on the Waitlist!: https://fmonday.com/ ___________________________________________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshowhttps://www.instagram.com/therealgrindshow%E2%81%A0https://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0
🔗 Connect with Jeff Johnson: https://www.growpropertygroup.com
3 SEP 2024 · Curious about the evolution of a successful commercial real estate firm? In this episode of The Real Grind Show, Sam Herskovits, the mastermind behind Madison Commercial Real Estate Services (MCRES) Texas, shares his journey from starting a small Title Agency office in Dallas to leading one of the top commercial real estate service providers in the state. Whether you're a broker, investor, or real estate enthusiast, this episode is packed with valuable insights! Sam discusses everything from the dynamic growth of the Dallas market to the importance of strong sponsorship in real estate deals. Plus, find out why coffee and wine might be more alike than you think! Tune in to discover the secrets behind Sam’s 3C process—Communicate, Collaborate, Close—that has revolutionized MCRES Texas. Learn how his firm has expanded beyond title insurance to offer a comprehensive suite of services, including cost segregation, qualified 1031 exchanges, lease abstraction, and more. Don’t miss out on Sam’s expert advice on navigating the current real estate market, especially in a recession. Grab your coffee, hit play, and get ready to take your real estate game to the next level! Subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! ____________________________________________________ BUY the COFFEE from the SHOW! F. Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. Buy Yours! ____________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshow%E2%81%A0https://www.instagram.com/therealgrindshow%E2%81%A0https://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0
🔗 Connect with Sam Herskovits: https://www.linkedin.com/in/samuel-herskovits-37439212/%E2%81%A0https://www.linkedin.com/company/madison-commercial-real-estate-services/%E2%81%A0
27 AUG 2024 · Want to know what it takes to succeed in today’s competitive real estate market? In this episode of The Real Grind Show, Ford Braly, Senior Vice President at Marcus & Millichap, spills the beans on essential broker tips and market insights. Learn how to handle the frustration of lost deals, the importance of due diligence, and how to ace property tours without embarrassing mishaps. Ford breaks down the current market trends, shares what’s changed in the last 11 years, and offers expert advice on how to get good deals in a tricky environment. He also gives you a sneak peek into what the multifamily market might look like in the next four years. With over $1.6 billion in deals and numerous industry awards, Ford’s expertise will guide you through the ins and outs of real estate investing. Hear his personal stories of triumphs and challenges, and discover the secrets to building strong client relationships. And for a dose of fun, Neander and Ford share their wild stories from due diligence work—like Neander stumbling upon a cabaret setup inside an apartment and Ford finding a surprisingly clean unit occupied by a crack-smoking tenant. So grab your coffee, tune in, and get ready for a jam-packed episode full of valuable insights and entertaining stories with Ford Braly. Subscribe, like, share, and follow us on social media for more great content on real estate and entrepreneurship! __________________________________________________ BUY the COFFEE from the SHOW! 😱 Fu#k Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. ☕️ https://fmonday.com/ __________________________________________________ 🔗 Connect with Ford Braly: https://www.marcusmillichap.com/advisors/ford-bralyhttps://www.linkedin.com/in/fordbraly/ __________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshowhttps://www.instagram.com/therealgrindshowhttps://www.facebook.com/TheRealGrindShowhttps://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850
20 AUG 2024 · In this episode of The Real Grind Show, Neander Lima and Italo Martins sit down with the one and only Brad Sumrok, America’s Apartment King (as crowned by none other than the Wall Street Journal)! Brad Sumrok is a titan in the apartment investing world, having mentored thousands of successful investors—including our very own host, Neander Lima! In fact, Brad’s guidance was the spark that ignited Multifamily Empire, the powerhouse behind The Real Grind Show. With Brad’s help, countless students with zero prior investing experience have not only retired early but also boosted their net worth by over $1 million. And guess what? You could be next! Brad’s 7th Annual Apartment Investor Mastery National Conference (AIMNATCON) is happening this September. It’s your chance to learn from the best, with industry experts and high-net-worth leaders ready to share their secrets to scaling your multifamily business. Don’t miss out—register through the link below and secure your spot in this game-changing event! Rhttp://aimnatcon.com/realgrind And besides chatting about how his mentorship and couching business started, Brad also opens up about his journey from corporate America to building a $6 billion real estate portfolio. He shares how he funded his first deals, overcame challenges, and discovered that true fulfillment comes not from a title or degree but from taking control of your own financial destiny. And that's not the only perk you'll get in this episode—we’ve got exciting news! Now, you can enjoy the same coffee we drink on the show (don’t worry—we’re only offering the ones we loved!). With our exclusive Fu#k Monday Coffee—a bold brew for those ready to kickstart their week with attitude—you’ll have a daily reminder to chase your dreams, whether you’re stuck in a job you hate or itching to break out of the rat race. https://fmonday.com/ So grab your mug, tune in, and get ready for a life-changing episode with Brad Sumrok! Don’t forget to subscribe, like, share, and follow us on social media for more incredible stories about real estate, entrepreneurship, and of course—coffee! __________________________________________________ BUY the COFFEE from the SHOW! Fu#k Monday is a specialty Coffee made for those who want to kickstart the week with a better taste. We want to wake up every one who’s stuck in a lousy job and want out of the rat race. It’s a reminder to do your own thing, to go out and make whatever is brewing in your head. It’s more than a cup of gourmet coffee. It’s your daily dose of attitude. Buy Yours!: https://fmonday.com/
__________________________________________________ Find out why apartments have been and continue to be the hottest sector for real estate investing and why more and more people are moving their money out of Wall Street and into real estate, specifically apartments. Plus, with the new tax laws, learn how owning and investing in apartments are even more attractive RIGHT NOW. Whether you are new to investing or already an experienced apartment owner that wants go bigger and faster, this conference is for you. Seating is limited and this event will SELL OUT. http://aimnatcon.com/realgrind%E2%81%A0 __________________________________________________ 🔗 Follow The Real Grind Show: https://www.youtube.com/@therealgrindshow%E2%81%A0https://www.instagram.com/therealgrindshowhttps://www.facebook.com/TheRealGrindShow%E2%81%A0https://open.spotify.com/show/3YCofZAR7I3O06R1ywDL7k?si=3367e223f67e4d37%E2%81%A0https://podcasts.apple.com/us/podcast/the-real-grind-show/id1668894850%E2%81%A0 🔗 Connect with Brad Sumrok: https://bradsumrok.com/%E2%81%A0https://www.linkedin.com/in/brad-sumrok-30402218/%E2%81%A0https://www.youtube.com/channel/UCHWzPBOYlmCWRJWOPrvlx5w%E2%81%A0https://www.instagram.com/bradsumrok/%E2%81%A0https://www.facebook.com/BradSumrokApartmentInvesting/%E2%81%A0
You may be wondering, "what do coffee and real estate investing have to do with each other?" Well, other than being some of our founders’ biggest passions, real estate and...
show more
You may be wondering, "what do coffee and real estate investing have to do with each other?" Well, other than being some of our founders’ biggest passions, real estate and coffee both have a lot of layers to them. There is much more than meets the eye. The more you start to dive deep into each one, the more you understand the nuances and learn how to master them.
Plus, while coffee is one of the world's most consumed beverages, some un-bean-lievably bad cups of java are being served out there. Similarly, real estate is one of the most common types of investments. But not all real estate investments are created equal. The more you learn about both, the less likely you will go wrong.
So sip up and listen!
The Real Grind will be a place where we can espresso our feelings! It’ll be the perfect blend of discussing valuable real estate insights and trying different types of coffee in each episode. We’ll be bringing on guests from various real estate backgrounds to share tips and tricks, ranging from making wise investment decisions to crafting the perfect mocha latte.
show less
Plus, while coffee is one of the world's most consumed beverages, some un-bean-lievably bad cups of java are being served out there. Similarly, real estate is one of the most common types of investments. But not all real estate investments are created equal. The more you learn about both, the less likely you will go wrong.
So sip up and listen!
The Real Grind will be a place where we can espresso our feelings! It’ll be the perfect blend of discussing valuable real estate insights and trying different types of coffee in each episode. We’ll be bringing on guests from various real estate backgrounds to share tips and tricks, ranging from making wise investment decisions to crafting the perfect mocha latte.
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